Jud’s goal is to help his clients see what is possible, so they will worry less and spend more time doing what they love.
Before launching Together Planning with his family, Jud spent nine years as a financial advisor with a large national firm. He became a CERTIFIED FINANCIAL PLANNER™ in 2009. During this time, his needs for serving clients changed. New technologies became available, which could greatly enhance the client experience and allow Jud to provide better advice and service. It also became much easier to serve clients in a fee-only manner, so he could be a fiduciary 100% of the time. Through research and with the guidance of many industry innovators, Jud came up with the idea for Together Planning.
In 2015, Together Planning was launched as a family business. Jud was passionate about starting this business as a family with his father, Tom Mallini, and his sisters, Lia Bertelson and Ginny Knoll. The company’s mission is to help as many people as possible worry less and enjoy their lives more.
Since 2015, Together Planning has grown significantly, both in the number of clients served and assets under management. One reason for the strong growth is Together Planning’s ability to tailor advice to the unique needs of clients. This freedom makes serving clients very enjoyable for the team.
Jud is a member of the Financial Planning Association and the National Association of Personal Financial Advisors.
While most of Jud’s clients are professionals and business owners between the ages of 30 and 70, Jud seeks to serve anyone with a genuine desire to improve their financial situation so that they can get more out of life.
In his free time, Jud loves any activity involving his wife and three daughters, which often includes dancing, listening to KIDZ BOP Kids Radio, doing art projects, and hitting the beach.
Lia is passionate about helping women and families make financial decisions that will help them get the most benefit from their hard work.
After graduating from UNC with a degree in Business Administration in 1999, Lia moved to Atlanta for a job in corporate banking. There, she developed skills in analyzing financial statements and evaluating credit worthiness of a wide variety of companies. She loved seeing how things are made on factory tours, but she finds her current work with individuals and families to be more meaningful and personally rewarding.
Lia became an investment advisor with Together Planning in 2016 and earned the CERTIFIED FINANCIAL PLANNER™ designation in 2018. She is a member of the Financial Planning Association and the National Association of Personal Financial Advisors.
Her personal sense of connection with the world around her aligns with work in developing Socially Responsible Investment plans for our clients. She has also developed Together Planning’s college planning practice to help our clients prepare for the cost of education, often one of their highest priorities.
Lia lives in Roswell, Georgia with her husband Mike and their two sons. Her work in the community centers around volunteering in their public school and at their church. On the weekends, you can find her running 5K races, watching the boys play baseball, or traveling to meet their goal of visiting all fifty states together.
Tom moved to Gainesville with his family in 1985 to lead M&S Bank. Under his leadership, the bank grew from $13.0 million to over $500 million in assets in thirty years. When the bank sold in 2015, he was pleased to start Together Planning with his children and two valued employees from M&S.
Tom is passionate about two things: family and finances. You can find him often on adventures with his children and grandchildren on a boat, a campground, or a dove field. He never fails to have the makings for s’mores and a campfire when the grandchildren come around. By day, however, you will find him at his computer with a legal pad and a calculator, keeping abreast of economic news, researching investment opportunities, and striving to build portfolios with the highest reward for a given risk level.
He finds great reward in helping others prepare for a more secure future. Tom also serves on the Board of Directors of Santa Fe Foundation.
Helping other families gain confidence that they are on track to being financially secure is important to Melissa.
Melissa came to Gainesville to attend UF. While pursuing her Food & Resource Economics degree, she began working at M & S Bank. After graduation she extended her career with M & S for fifteen years, advancing to Commercial Loan Administrative Officer and Loan Training Administrator.
Melissa joined Together Planning in January 2016. As our Director of Operations, her commitment to accuracy and detail ensures a seamless client experience. You will have the pleasure of working with her throughout your relationship with Together Planning.
Melissa lives in Gainesville with her husband Jimmy and their two children. She stays active with her children’s school activities and her passion for running, highlighted by completing the Boston Marathon in 2019. Melissa is also an advocate for children with reading challenges. She believes all children should have the opportunity to excel and helps educate other parents connect with resources available to achieve their goals.
Emily remembers becoming passionate about personal finance after her dad bought her a copy of Suzy Orman’s The Nine Steps to Financial Freedom when she was in college. From an early age, her dad taught her the magic of saving and compound interest, and she realized that the key to success is planning.
After graduating from Furman University in 1999 with a degree in economics, Emily moved to Atlanta and began working at a large bank in their management training program. During her time at the bank, Emily specialized in commercial lending to nonprofit organizations, independent schools, and universities throughout the southeast. She then moved into a marketing role focusing on endowment and retirement services for the bank’s institutional clients.
After leaving Atlanta to move to Greenville, South Carolina with her husband, Peter, Emily joined the development staff at Furman University. At Furman, she managed two departments overseeing operations, analysis, reporting, and budgeting in the University’s Office of Advancement.
Eventually, Emily and her family relocated to Greensboro, North Carolina, where she currently resides with Peter and their two daughters. Before joining Together Planning in 2021, Emily spent her time volunteering and playing tennis but found she missed working with clients and was excited for the opportunity to join the Together Planning team. In addition to her work with Together Planning, Emily is an active Board member and parent volunteer at Canterbury School in Greensboro and enjoys music, sports, and traveling with her family.
B.S. Management Information Systems, Auburn University
GG came to Together Planning as an Operations Administrator in 2020 after working as a mom for 12 years. During those years, she also taught preschool, served as the president of the elementary school PTA, and was the producer of the school play—a huge production with several hundred cast members and almost as many volunteer staff. Everywhere she goes, GG keeps everything organized and running smoothly.
GG graduated from Auburn University with a degree in Management Information Systems. After graduation, she worked for a multinational technology and manufacturing conglomerate. She completed a leadership program and then worked in Human Resources Information Technology and finally in Compensation. She later worked for an industrial distributor in a Compensation role.
GG lives in Roswell, Georgia with her three children. She is active in all three of their schools and in her church. Her interests include reading, running, walking her 110-pound Pitbull, Spud, or visiting her family’s lake house.
Young people often do not receive the financial education in school needed to properly deal with managing cash flow, student loan debt, understanding employee benefits, saving for a home, building credit, risk management, and investing. Unfortunately, many financial advisors have asset minimums or income requirements that can make it impossible for young people to get help they need. John’s goal is to educate and empower recent graduates and young professionals to take control of their finances through holistic, comprehensive financial planning regardless of their income or net worth.
His journey into the world of financial planning began after spending his college years having no inkling of what to do post-graduation. After internships at an IT department, a congressional office, and a stint managing an Air BnB for a summer, John was still searching for the perfect fit. He bounced between pre-law, pre-med, and history honor societies until finally applying for an internship at Together Planning. John was immediately hooked and offered a job after graduation.
John is a Florida Gator through and through. Born in Gainesville and graduated from the University of Florida with a B.A. in History. He is excited to use his profession to give back to the community that raised him. Outside of work, John spends time running, walking or biking the nature trails around Gainesville.