Gainesville, FL

worry less. enjoy more.

Gainesville, FL

worry less. enjoy more.

Plan Your Retirement Confidently with a Fee-Only Fiduciary CERTIFIED FINANCIAL PLANNER® Advisor in Gainesville, FL

Gainesville is home to a diverse mix of professionals, university faculty, and retirees who are actively working toward long-term financial security. The city’s robust economic environment, anchored by education, healthcare, and research, creates a community with complex financial needs. Residents at every life stage benefit from working with a CERTIFIED FINANCIAL PLANNER® professional who brings structure and clarity to their goals, helping align daily financial decisions with long-term ambitions.

What a Fee-Only Fiduciary Approach Delivers

A fee-only fiduciary carries a legal and ethical obligation to act solely in the client’s best interest, free from commissions or third-party incentives. This distinction carries real weight across retirement planning, investment management, wealth management, tax planning, and estate planning. Whether you need integrated financial planning and investment management or standalone financial planning for a focused objective, fee-only guidance keeps your goals at the center. A fiduciary advisor works to minimize conflicts of interest, and every recommendation is built around putting their clients’ best interests ahead of their own.

A Fee-Only Fiduciary Firm Built on Trust

We are an independent, fee-only fiduciary RIA firm providing comprehensive financial planning and investment management to individuals and families. As a Registered Investment Advisor, we are legally and ethically bound to act in each client’s best interest at every stage of the financial journey. Our team of CERTIFIED FINANCIAL PLANNER® professionals collaborates across all client relationships with a goal of delivering personalized advice and a high standard of care. Every client works directly with a responsive financial planning advisor who takes the time to understand their full financial picture.

Services That Cover the Full Financial Picture

At Together Planning, we offer a broad range of services designed to address the following aspects of a client’s financial life:

  • Retirement Planning Services: Goal-oriented strategies that support a confident transition into retirement aligned with your timeline and income needs.
  • Investment Management Services: Proactive investment planning services tailored to each client’s risk profile and long-term financial objectives.
  • Wealth Management Services: Comprehensive coordination of assets and income with a wealth management advisor guiding your path.
  • Tax Planning Services: While we are not CPAs and do not prepare tax returns or tax advice, we can use your retirement planning projections to develop tax planning strategies with a goal of reducing your lifelong tax burden and optimizing your overall financial position.
  • Estate Planning Services: We will work with your estate planning attorney to structure an estate plan to protect your wealth and simplify its generational transfer. We can help implement your attorney’s advice by making sure accounts are titled properly and beneficiaries are named correctly.

An Integrated Approach to Financial Planning

As your financial planning consultant and retirement planning advisor, our team takes a comprehensive view of your financial life, examining income, investments, tax planning obligations, estate priorities, and risk, together. This interconnected approach is what distinguishes holistic, goal-driven guidance from isolated, one-dimensional advice. Our goal is to provide proactive support through investment management and tax planning, with regular reviews designed to keep the plan well-aligned to each client’s evolving circumstances and priorities.

Begin Your Financial Journey Today

We offer customized financial planning and wealth management services tailored to each client’s objectives. Proudly serving clients throughout Florida and Georgia, we value the communities we serve in Gainesville, FL, Jacksonville, FL, and Roswell, GA. Schedule a complimentary consultation today to take the first step toward a plan built around what matters most to you.

Frequently Asked Questions

Retirement planning services recommend strategies designed to help individuals save and invest to prepare for a financially secure retirement by evaluating goals, income needs, and long-term timelines.

A fee-only fiduciary advisor is legally obligated to act in the client’s best interest, earning compensation solely from client fees with no commissions or product-based incentives influencing their advice or recommendations.

CERTIFIED FINANCIAL PLANNER® certification is the standard for financial planning. CFP® professionals meet rigorous education, training and ethical standards, and commit to CFP Board to serve their clients’ best interests.

A certified financial planner meets rigorous training and ethics requirements, providing comprehensive guidance on retirement, investments, taxes, and estate planning to support your long-term financial success.

Financial planning is the process of matching your resources with your goals and optimizing your cash flow, retirement savings, tax planning, insurance coverage and estate planning to meet your objectives. Wealth management includes all the elements of financial planning as well as day-to-day management of your investment accounts.

While we are not CPAs and do not prepare tax returns or provide tax advice, we can use your retirement planning projections to develop tax planning strategies with a goal of reducing your lifelong tax burden and optimizing your overall financial position. We will work with your tax advisor to review recommendations and implement their advice.

An ideal estate planning consultant understands your full financial picture, structures beneficiary plans, aligns with tax planning strategies, and provides clear guidance for protecting and transferring your wealth. Together Planning can work with your attorney to help you develop and implement your estate plan.

Ready to get started?

Schedule your introductory call, where we’ll discuss your needs and objectives and whether our services are right for you.

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