Our Thoughts

Schwab Banking Services

September 29, 2026

Recently Schwab has expanded their banking offerings to advisory clients and we wanted to let you know what they have available. Simplicity and convenience are paramount to most people in choosing a bank, and having your bank connected to your investment account could make things easier for you. It might even save you some money.

Do alternative Investments Belong In Your Portfolio?

September 28, 2026

You may have heard the term “alternative investments” and wondered what it means exactly. Or perhaps you have heard that as your portfolio reaches a certain threshold you should incorporate alternative investments to enhance your return or diversify your risk. In this post we are going to share some background information on alternative investments and our views about when they should be included in a portfolio.

What is the ‘Treasury Twist’?

September 21, 2026

A rarely used strategy for suppressing long-term interest rates has been in the news lately. Wall Street has labeled it “a Twist”. Tom walks us through how a 'twist' is meant to work and what to keep an eye on in the market now. Click the See Details button below to watch - or visit the blog page of our website for more! www.togetherplanning.com/blog/

The US Treasury and the Federal Reserve – What are the purposes of each?

September 21, 2026

The US Treasury has recently taken action to reduce interest rates and there are reports of possible Federal Reserve actions as well. So let’s take a look at both institutions, a little of their history and their responsibilities. Then discuss how they impact our lives.