Our Thoughts
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![Jud Mallini](https://7zv5f4.p3cdn1.secureserver.net/wp-content/uploads/2020/03/Jud-Mallini-Together-Planning-150x150.jpg)
Year-End Planning Tips for Retirees and Pre-Retirees
The end of the year can remind us of last-minute things we need to address and the goals we want to pursue. Let’s work on
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![Lia Bertelson](https://7zv5f4.p3cdn1.secureserver.net/wp-content/uploads/2020/03/Lia-Bertelson-Together-Planning-150x150.jpg)
Important Changes from Secure Act 2.0 in 2022
You probably remember hearing about the SECURE Â (Setting Every Community Up for Retirement Enhancement) Act that was passed in December 2019 and became a law
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![GG Bertolini](https://7zv5f4.p3cdn1.secureserver.net/wp-content/uploads/2021/11/GG-profile-pic-cropped-150x150.jpg)
August 2022 Newsletter
“The stock market is a device to transfer money from the ‘impatient’ to the ‘patient’.” Warren Buffett, CEO of Berkshire Hathaway A word from our
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![Lia Bertelson](https://7zv5f4.p3cdn1.secureserver.net/wp-content/uploads/2020/03/Lia-Bertelson-Together-Planning-150x150.jpg)
We will save $13,660 on health premiums in 2022 by using the Affordable Care Act Marketplace
Two years ago, my husband and I decided to leave the group health plan that we used through his company and try an Affordable Care
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![Tom Mallini](https://7zv5f4.p3cdn1.secureserver.net/wp-content/uploads/2020/03/Tom-Mallini-Together-Planning-150x150.jpg)
Is Inflation Here to Stay? What it Means for Your Portfolio.
I imagine that everyone reading this has noticed a rapid increase in the cost of most everything we buy. Well, it is official now, the
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![Lia Bertelson](https://7zv5f4.p3cdn1.secureserver.net/wp-content/uploads/2020/03/Lia-Bertelson-Together-Planning-150x150.jpg)
We left our Group Health Plan for the ACA: Here is how it worked out
My husband and I are both partners in our firms, so neither of us have health care costs subsidized by employers. We have traditionally participated