Worry less and enjoy life more with holistic financial planning and thoughtful investment strategies.

Why do people hire us?

Fee Only

As fee-only advisors, we accept no commissions and are compensated directly by our clients. We value this fee structure for its fairness and transparency.

CFP® Professionals

CFP® professionals have met extensive training and experience requirements, and commit to CFP Board's ethical standards.

Fiduciary Oath

As a Registered Investment Advisor, Together Planning is duty bound to serve as fiduciaries to our clients, acting solely in their best interest.

What We Do...

Hourly Financial Planning

Our hourly financial planning service is designed for do-it-yourself investors to develop a simple, actionable financial plan. We provide comprehensive advice across a wide variety of planning topics customized to your specific circumstances. There is no limit to the complexity that can be addressed by our hourly planning service, and you only pay for what you need. After your initial plan, if something should change with respect to your goals, your income, or your family's needs, you can always engage Together Planning for plan revisions and reviews.

Unlimited Financial Planning

Our unlimited financial planning service is designed for individuals and families who seek in-depth planning and investment management on an ongoing basis. With this service, we can take financial planning a step further by executing action items for you: keeping your plan up to date, managing investment accounts, handling forms, coordinating with your other professionals. We are proactive in scheduling regular periodic reviews, and you will have unlimited access to your financial advisor included in your investment management fee.

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Meet the Team

Our small team size means that we work together for our clients, collaborating to provide a high level of personal service to our clients. When you hire us, you get the whole team working on your side.

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Lia Bertelson

529 College Savings Plans

Do you have leftover funds in a 529 plan account? Education savings plans are excellent tools for tax-advantaged savings for college. Previously, withdrawals from a 529 plan for any reason

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Lia Bertelson

2025 Contribution Limits

Last Friday the IRS announced a few increases to retirement plan contribution limits for 2025: For employees who participate in 401(k), 403(b), governmental 457 plans, and the federal government’s Thrift

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Tom Mallini

Tom’s Q3 Economic Update

In last quarter’s report we looked at economic growth, interest rates, and the probability of a recession versus a soft landing. The good news is that the most recent economic

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