Tom’s Quarterly Report
Gross Domestic Product in the third quarter grew to 3.4%, up from 2.2% in the second quarter. GDP increases typically signal three things: lower unemployment, more consumer spending, and a potential increase in interest rates.
Entries by Tom Mallini
What is the ‘Treasury Twist’?
A rarely used strategy for suppressing long-term interest rates has been in the news lately. Wall Street has labeled it “a Twist”. Tom walks us through how a ‘twist’ is meant to work and what to keep an eye on in the market now. Click the See Details button below to watch – or visit the blog page of our website for more! www.togetherplanning.com/blog/
The US Treasury and the Federal Reserve
The US Treasury has recently taken action to reduce interest rates and there are reports of possible Federal Reserve actions as well. So let’s take a look at both institutions, a little of their history and their responsibilities. Then discuss how they impact our lives.
Second Quarter 2026 Economic Report
News from the second quarter is a mixed bag, as usual. Many concerning headlines catch our attention, but there’s still a healthy thread of news that keeps me optimistic. Let’s take a look…
Tom’s Quarterly Economic Update Q1 2026
Quarterly Economic Update In the last quarter, we have entered a war with Iran that threatens global economic stability. Iran has closed the Strait of Hormuz through which a significant…
Quarterly Economic Update February 2026
With all the chaos and volatility we saw in 2025, economic data has not changed significantly since our last quarter economic report. Equities and bonds both delivered positive returns. The…
Tom’s 2025 Q3 Economic Report
Please Note: This article contains several acronyms and technical terms. Please refer to the glossary at the end for definitions, or contact a member of our team for further clarification. In our…
Tom’s 2025 Q1 Economic Update
So far in 2025, U.S. stock indexes are down while bonds and international stocks are up. After a positive 3% return in January, U.S. stocks returned -2% in February, -6%…
Tom’s Q4 Economic Update
Learn more about Tom’s take on the last quarter of 2024.
Tom’s Q3 Economic Update
In last quarter’s report we looked at economic growth, interest rates, and the probability of a recession versus a soft landing. The good news is that the most recent economic…
