Our Thoughts

What is the FAFSA?

September 9, 2026

If you have a child applying to college this year, you have almost certainly heard people talking about completing the FAFSA (Free Application for Federal Student Aid).

How is Financial Aid Calculated?

September 9, 2026

If you have a child applying to college this year, you have almost certainly heard people talking about completing the FAFSA (Free Application for Federal Student Aid).

Second Quarter 2026 Economic Report

August 6, 2026

News from the second quarter is a mixed bag, as usual. Many concerning headlines catch our attention, but there’s still a healthy thread of news that keeps me optimistic. Let’s take a look…

SpaceX IPO Will Set Records. Will It Deliver Value?

June 10, 2026

Large valuations demand equally large business performances. Whether SpaceX can provide the performance needed to back its valuation is difficult to say.

Tradeoffs in Life and Financial Planning

June 2, 2026

As I have worked in the financial planning field for the past year, it seems that in life and financial planning, everything is a tradeoff.

Tom’s Quarterly Economic Update Q1 2026

April 28, 2026

Quarterly Economic Update In the last quarter, we have entered a war with Iran that threatens global economic stability. Iran has closed the Strait of Hormuz through which a significant...

The Best Habits Are the Ones You Can Stick With

April 23, 2026

The best habits are the ones you can stick with. In January 2025, I made a phone call to a personal trainer at my local gym. I said, “I know...

Should You Open Trump Accounts For Your Children?

April 3, 2026

Should you open Trump accounts for your children? The One Big Beautiful Bill Act of 2025 established a new type of account for children: the Trump account. Parents can opt...

Ready to sign your tax return?

March 26, 2026

If they haven’t already, your tax preparer will soon send you a copy of your tax return to sign for e-filing. They probably include something for you to sign saying...