Our Thoughts
What Should I Actually Invest In?
Continuing our series on retirement planning, we’ve already covered why retirement planning should begin with a vision – not just a number. Once you’ve clarified your goals and lifestyle in
Where Should I Be Saving? A Guide to Retirement Account Types
So far in our retirement planning series, we’ve covered how to create a vision for your retirement and put numbers to that vision. You now have a target that’s meaningful and
What Will Your Retirement Actually Cost?
My last post centered around starting retirement planning with a vision, not a number. It’s tempting to jump straight into the math. But before you figure out how much you
Retirement Isn’t a Number. It’s a Vision.
Most people start planning for retirement by asking, “How much do I need?”That’s a fair question. But if you’re like the thoughtful, intentional clients I work with at Together Planning,
Tax Implications of the One Big Beautiful Bill Act
During President Trump’s first term, the Tax Cuts and Jobs Act (TCJA) of 2017 made several major changes to tax laws. To limit the projected effect on the deficit at
Tom’s 2025 Q1 Economic Update
So far in 2025, U.S. stock indexes are down while bonds and international stocks are up. After a positive 3% return in January, U.S. stocks returned -2% in February, -6%