What is the ‘Treasury Twist’?

A rarely used strategy for suppressing long-term interest rates has been in the news lately. Wall Street has labeled it “a Twist”. Tom walks us through how a 'twist' is meant to work and what to keep an eye on in the market now. Click the See Details button below to watch - or visit the blog page of our website for more! www.togetherplanning.com/blog/

The US Treasury and the Federal Reserve – What are the purposes of each?

The US Treasury has recently taken action to reduce interest rates and there are reports of possible Federal Reserve actions as well. So let’s take a look at both institutions, a little of their history and their responsibilities. Then discuss how they impact our lives.

Roth Conversion to CRCC – Notes from Together Planning

If you or your parents are planning a move to a CCRC, let's talk about this Roth conversion that could save you money!

What is the FAFSA?

If you have a child applying to college this year, you have almost certainly heard people talking about completing the FAFSA (Free Application for Federal Student Aid).

How is Financial Aid Calculated?

If you have a child applying to college this year, you have almost certainly heard people talking about completing the FAFSA (Free Application for Federal Student Aid).

Second Quarter 2026 Economic Report

News from the second quarter is a mixed bag, as usual. Many concerning headlines catch our attention, but there’s still a healthy thread of news that keeps me optimistic. Let’s take a look…

SpaceX IPO Will Set Records. Will It Deliver Value?

Large valuations demand equally large business performances. Whether SpaceX can provide the performance needed to back its valuation is difficult to say.

Tradeoffs in Life and Financial Planning

As I have worked in the financial planning field for the past year, it seems that in life and financial planning, everything is a tradeoff.

Tom’s Quarterly Economic Update Q1 2026

Quarterly Economic Update In the last quarter, we have entered a war with Iran that threatens global economic stability. Iran has closed the Strait of Hormuz through which a significant...

The Best Habits Are the Ones You Can Stick With

The best habits are the ones you can stick with. In January 2025, I made a phone call to a personal trainer at my local gym. I said, “I know...
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