Year-End Reminders from Together Planning

Turkey Day has come and gone. We hope you and your family enjoyed good food, time together, football games, and maybe some early holiday shopping. We are moving now into...

Tom’s 2025 Q3 Economic Report

Please Note: This article contains several acronyms and technical terms. Please refer to the glossary at the end for definitions, or contact a member of our team for further clarification. In our...

The Gift of Education: How Grandparents Can Help Fund College

Many of our clients list education as a priority for their family, and most have plans to help their children and even grandchildren pay for college. In this article we...

Boost Your Retirement: Why Most Should Delay Social Security

One question that we are asked pretty often is whether it makes sense to delay Social Security, claim on time, or claim early. This can be a complex question, depending...

Smart Charitable Giving for Every Family

Many of our clients have a desire to share their resources by supporting charitable organizations or faith-based organizations. There are several ways to make your charitable contributions even more tax-efficient.

Navigating the Annual Gift Limit: What You Need To Know

Many families we work with inquire about the annual gift limit, how it operates, and the implications of exceeding it. This is a common and important question, and sometimes the...

Estate Planning Basics for Retirees

Estate planning isn’t just for the ultra-wealthy. It’s about keeping control, minimizing hassle, and making things easier for your loved ones. The goal of this post is to help you...

Long-Term Care Planning

When it comes to retirement planning, there are three major risks to address: Longevity risk (outliving your money) Market risk (investments underperforming) Spending shocks (unexpected large expenses) Long-term care is

Healthcare in Retirement

Retirement planning is not just about income and investments. It is also about protecting yourself from health-related expenses that could derail your plan. In my last post, I covered the...

Insurance Planning for Retirement

Retirement isn’t the end of your insurance needs. The needs simply shift. While you’re working, insurance protects your income. It steps in if you become disabled or die before reaching...
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