The Gift of Education: How Grandparents Can Help Fund College

Many of our clients list education as a priority for their family, and most have plans to help their children and even grandchildren pay for college. In this article we...

Boost Your Retirement: Why Most Should Delay Social Security

One question that we are asked pretty often is whether it makes sense to delay Social Security, claim on time, or claim early. This can be a complex question, depending...

Smart Charitable Giving for Every Family

Many of our clients have a desire to share their resources by supporting charitable organizations or faith-based organizations. There are several ways to make your charitable contributions even more tax-efficient.

Navigating the Annual Gift Limit: What You Need To Know

Many families we work with inquire about the annual gift limit, how it operates, and the implications of exceeding it. This is a common and important question, and sometimes the...

Tax Implications of the One Big Beautiful Bill Act

During President Trump’s first term, the Tax Cuts and Jobs Act (TCJA) of 2017 made several major changes to tax laws. To limit the projected effect on the deficit at...

Tom’s 2025 Q1 Economic Update

So far in 2025, U.S. stock indexes are down while bonds and international stocks are up. After a positive 3% return in January, U.S. stocks returned -2% in February, -6%...

Deciding when to claim Social Security

Social security is an important component of retirement planning for most retirees, even affluent ones. If you have earned income each year over a long career, your projected social security...

2024 Contribution Deadlines & Limits

April 15, 2025 is the last day to make your 2024 Contributions The tax filing deadline is quickly approaching, and with it the deadline to make your retirement account contributions...

Tax Season and our 2024 Tax Letter

Hello and welcome to tax season! Everyone at Together Planning works hard all year helping our clients prepare for taxes, because taxes are more than a once-a-year obligation. They are...

Tom’s Q4 Economic Update

Learn more about Tom’s take on the last quarter of 2024.
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