When & How to Claim Social Security

You’ve built a plan, started investing in the right accounts, and chosen a mix of low-cost, globally diversified investments. Now it’s time to talk about one of the most important...

Tom’s 2025 Q2 Economic Update

Please Note: This article contains several acronyms and technical terms. Please refer to the glossary at the end for definitions, or contact a member of our team for further clarification....

What Should I Actually Invest In?

Continuing our series on retirement planning, we’ve already covered why retirement planning should begin with a vision – not just a number. Once you’ve clarified your goals and lifestyle in...

Where Should I Be Saving? A Guide to Retirement Account Types

So far in our retirement planning series, we’ve covered how to create a vision for your retirement and put numbers to that vision. You now have a target that’s meaningful and...

What Will Your Retirement Actually Cost?

My last post centered around starting retirement planning with a vision, not a number. It’s tempting to jump straight into the math. But before you figure out how much you...

Retirement Isn’t a Number. It’s a Vision.

Most people start planning for retirement by asking, “How much do I need?”That’s a fair question. But if you’re like the thoughtful, intentional clients I work with at Together Planning...

Tax Implications of the One Big Beautiful Bill Act

During President Trump’s first term, the Tax Cuts and Jobs Act (TCJA) of 2017 made several major changes to tax laws. To limit the projected effect on the deficit at...

Tom’s 2025 Q1 Economic Update

So far in 2025, U.S. stock indexes are down while bonds and international stocks are up. After a positive 3% return in January, U.S. stocks returned -2% in February, -6%...

Deciding when to claim Social Security

Social security is an important component of retirement planning for most retirees, even affluent ones. If you have earned income each year over a long career, your projected social security...

Markets & Mayhem: A History of Geopolitical Crisis and Market Resilience

“Don’t just do something, stand there!” – Jack C. Bogle, founder of Vanguard When markets experience turbulence, as they have for the past several weeks, I’m grateful for my background...
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