As a financial planner, I’ve always been passionate about helping individuals and families achieve their financial goals. Over the years, I’ve noticed a gap in the financial planning industry—a need for accessible, personalized advice that is available to everyone, regardless of portfolio size or income level. Together Planning has always been committed to helping as many people as possible. That’s why I rejoined the Together Planning team this year to help launch an hourly financial planning service, designed to empower clients with the guidance they need, when they need it, on their terms.
Why Hourly Financial Planning?
Traditional financial planning models often require clients to have sizable investment accounts, which can be a barrier for many people seeking advice. We wanted to expand our services that breaks down those barriers, making financial planning accessible to everyone, regardless of their financial situation or stage of life.
Hourly financial planning offers a flexible alternative. Whether you’re just starting your financial journey, facing a specific financial challenge, or simply need a second opinion on your current strategy, you can receive expert advice without a long-term commitment or a minimum investable asset requirement. This approach allows you to address your unique financial needs in a way that is right for you.
The Process
- Introductory Call. This complimentary call helps you determine if Together Planning’s hourly services are the right fit for you. To arrange this call, please complete your Confidential Personal Profile.
- Data Organization. Should you decide to move forward with Together Planning, we will provide you with a checklist of documents needed to complete your financial plan.
- First Meeting – Preliminary Recommendations. During this meeting, we will ask clarifying questions to mutually define financial planning assumptions tailored to your individual preferences and unique financial goals.
- Our Analysis. We will analyze the information you provided and review various options and opportunities to achieve each planning objective. We will then create a final report, including our observations, assumptions, and specific recommendations with an action plan.
- Second Meeting – Plan Presentation. We will review your financial plan and our recommendations. You can then implement your financial plan on your own, or Together Planning can assist in implementing your plan at our current hourly rate.
- Financial Checkups. Financial planning is a process, not a one-time event. You will always have the option—but no obligation—to refine your plan with ongoing updates as questions or unique circumstances arise.
The Benefits of Hourly Financial Planning
- Affordability: Hourly financial planning is cost-effective, allowing you to pay for only the services you need.
- Flexibility: You have the freedom to seek advice on specific issues as they arise. This flexibility ensures that you’re always in control of the planning relationship.
- Personalized Advice: Every client is unique, and so are their financial needs. With hourly financial planning, you receive personalized advice tailored to your specific situation, rather than a one-size-fits-all solution.
- Empowerment: My approach focuses on educating and empowering you to make informed financial decisions. You’ll gain the confidence and knowledge to manage your finances effectively, with or without ongoing professional help.
Conclusion
Launching an hourly financial planning service was driven by my desire to make expert financial advice accessible to everyone. Whether you’re a DIY investor, a young professional, or someone facing a major life transition, this service is designed to meet you where you are and help you achieve your financial goals. I’m excited to offer this flexible, personalized approach to financial planning and look forward to helping you take control of your financial future.
