Our Thoughts


2025 Contribution Limits
Last Friday the IRS announced a few increases to retirement plan contribution limits for 2025: For employees who participate in 401(k), 403(b), governmental 457 plans,


Tom’s Q3 Economic Update
In last quarter’s report we looked at economic growth, interest rates, and the probability of a recession versus a soft landing. The good news is


It’s Open Enrollment Time!
It is that time of the year again when many companies have their open enrollment period for group benefits. We’d like to be there to


Together Planning’s New Hourly Financial Planning Service
As a financial planner, I’ve always been passionate about helping individuals and families achieve their financial goals. Over the years, I’ve noticed a gap in


Important Steps for New Adults
We love seeing the pictures of all the college students moving into their dorms and apartments, and we love the bustle of activity. As these


Tom’s Economic Update
Last week, two employment reports were released that showed a decline in new hires and an increase in new jobless claims. Markets immediately began a