Investment Management
Investing doesn’t need to be complicated or intimidating. Together Planning works with you to develop an investment strategy that will help you meet your short-term and long-term goals. Our goal is to bring transparency to investing.
Our Services
Account Creation
Ditch the call centers and frustrating delays. We save you time by helping you open your investment accounts and set up automatic investment plans as needed.
Asset Allocation
We will help you measure your tolerance for risk when investing for various goals. We will then help you allocate investments based on your goals and risk tolerance to improve efficiency.
Tax Efficiency
Minimize the tax drag on your portfolio with tax-efficient holdings in the right accounts, using tax-favorable investments in taxable accounts and tax-heavy investments in tax-deferred accounts. Harvest tax losses and minimize capital gains realizations.
Rebalancing
We rebalance your accounts which is critical to maintaining your asset allocation over time.
Risk Analysis
Surprises in the stock market are not always fun. Know with confidence how much risk is in your portfolio and what is likely to happen in various market scenarios.
Review Meetings
We will meet at least twice a year to review investment performance and determine if any changes in your life necessitate adjusting your investment plan.
Transparency
We use top-notch software that allows us to show you clearly the risk in your portfolio, the potential return, the expected dividends, and the expense ratio. Know that the only money we make is the money you pay us. We don’t get paid commissions on any investments, so you don’t have to wonder why we recommend any particular holding.
Performance Tracking
Our client portal lets you see performance data for your overall portfolio, for any one account, or even any one holding for any period you want to measure. You never have to wonder how an investment has done or how it is calculated. We review the performance with you regularly, and we are always here to help you understand what you are invested in and why.
Online Tools
You will have 24/7 access to your investment accounts with us on your computer, tablet, or mobile device. Outside account aggregation allows you to see all your investment accounts in one place.